Assisted Living Calculator

How this calculator works

Enter the monthly base rent, the monthly care fee and the number of years. The calculator adds rent and care for the monthly cost, then multiplies by 12 months and the years for the total. Many communities price care in levels, so the care fee may increase if needs change.

Example

A community charges $3,800 base rent plus a $1,400 care fee, and you plan for 3 years. The calculator shows: Monthly: $5,200.00 · Total: $187,200.00.

Tips

• Ask how care levels are priced and what happens to the fee if care needs increase.
• Ask about one-time fees such as deposits or community fees, which are not in this calculation.
• Visit more than once, at different times of day, and read the state inspection reports for the communities you consider.

Common questions

What is the difference between base rent and care fees?

Base rent covers the apartment and basic services. Care fees cover help with daily activities and are often set by the level of assistance needed.

Is assisted living covered by Medicare?

Generally no. It is usually paid privately, through long-term care insurance, or in some cases through state programs, so ask the community about payment options.

Related calculators

• Reverse Mortgage Calculator
• Medicare Budget Calculator
• Senior Living Cost Calculator
• All 64 calculators

Results are estimates only. See our disclaimer.