Net Worth Calculator

How this calculator works

Enter the total value of your assets, such as cash, investments, retirement accounts, home and car, and the total of your debts, like mortgage, loans and cards. The calculator subtracts debts from assets. A negative result means you owe more than you own, which is common for young adults and people with student loans.

Example

Total assets of $310,000 and total debts of $185,000. The calculator shows: Net Worth: $125,000.00.

Tips

• Check your net worth once or twice a year and track the trend rather than any single number.
• Use realistic values for things like cars and homes, not what you paid.
• Focus on the direction. Paying down debt and building savings both raise net worth.

Common questions

What counts as an asset?

Anything of value you own, such as cash, investments, retirement accounts, property and vehicles.

Can net worth be negative?

Yes, and it is common early in a career. The goal is to see it improve over time.

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Results are estimates only. See our disclaimer.