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Startup Cost Calculator
Add up the one-time costs of launching a business so you know how much money you need to begin.
How this calculator works
Enter your equipment, marketing and licensing costs. The calculator adds them together for a total startup cost. It covers three major categories, so also think about inventory, deposits, insurance, software, professional fees and a few months of living and operating expenses before revenue arrives.
Example
You plan $18,000 of equipment, $6,500 of marketing and $1,200 of licenses and permits. The calculator shows: Startup Cost: $25,700.00.
Tips
- Add a cash cushion for the first three to six months of operating expenses, since most businesses take time to become profitable.
- Get at least two quotes for large equipment purchases, and consider leasing or buying used.
- Check which licenses, permits and insurance your city and industry require before you set a budget.
Common questions
What costs are missing from this calculator?
Inventory, rent deposits, insurance, software subscriptions, legal and accounting fees, and working capital. Add these to the total yourself.
How much should I keep as a reserve?
Many founders plan for several months of expenses. The right amount depends on how quickly you expect revenue.
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Results are estimates only. See our disclaimer.